Synchrony`s CareCredit has agreements with a wide range of healthcare providers who accept their card as a means of payment for their services. The card is accepted by more than 200,000 healthcare providers in the United States. CareCredit Cindy Hearn, 800-300-3046, number 4138 Senior Vice President, Branding & Communications chearn@carecredit.com or Communications, 855-791-8007 media.relations@synchronyfinancial.com Healthcare is expensive. Besides rents or mortgages, health care costs can be one of the most important monthly budget items for many people. Health credit cards offer a way to make medical expenses more manageable. Of course, consumers should keep in mind that the funding for these credit cards is provided by for-profit companies that are in business to make money. If you are not careful, you can incur considerable costs due to the associated fees. Like all credit cards, health-focused credit cards should be used with caution and responsibility. These include reading the fine print and a full understanding of the conditions and related editions. For nearly 30 years, CareCredit from Synchrony Financial (NYSE: SYF) has been helping millions of people pay for the necessary and desired healthcare expenses. CareCredit is a credit card for health, wellness and personal care, accepted through a national network of more than 195,000 healthcare providers and healthcare retailers. For more information about CareCredit, call 800-300-3046 or visit www.carecredit.com.

For more information about Synchrony Financial, please see www.synchronyfinancial.com. Complexities like this are not limited to CareCredit`s offerings. A medical credit card survey by a group called Consumer Action found similar practices of other credit card providers in the healthcare industry. VCA offers a full range of medical and special care. Services include wellness exams, vaccines, and diagnostic programs, as well as specialties such as oncology, cardiology, dentistry, dermatology, and surgery. VCA hospitals are occupied by more than 3,500 fully qualified veterinarians and more than 400 board-certified specialists. . . .